Special Financing

Special Furniture Financing Offers

The Synchrony HOME™ Credit Card is accepted at Georgia Furniture Mart. Use your Synchrony HOME™ Credit Card in store or online, and choose from the following financing options.

6 MONTHS

NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS*

On purchases of $299 or more made with your Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required.

12 MONTHS

NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*

On purchases of $999 or more made with your Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.

18 MONTHS

NO INTEREST IF PAID IN FULL WITHIN 18 MONTHS*

On purchases of $1999 or more made with your Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 months. Minimum monthly payments required.

OTHER OPTIONS

Wells Fargo Financing

The Nationwide Marketing Group credit card is issued by Wells Fargo Bank, N.A. with approved credit. Apply for the Nationwide Marketing Group credit card by selecting the button above.
 
1. Apply online today.   |    2. Get a response from us right away.    |   3. If qualified, get your new credit card in the mail.
                                                                                                         

What you’ll need to apply

  • Social Security Number
  • Income information
  • Email address

By taking advantage of financing, you won’t use up your existing funding sources, like a home equity line of credit, other credit card or bank account. They’ll still be available when you need them. Please contact us to find out which financing options are available to you, or to learn about special financing promotions.

CLICK HERE TO APPLY

-Approvals up to $5,000 Dollars

-Customers may go 10% over any approval they receive.

-Credit Reporting – Acima reports On time payments to the Credit Bureau and helps your customers build their credit.

-90 Day Buyout Option for only $10.00 Dollars

-No Credit Check.  Acima does not impact FICO when a customer applies.

-Early Buyout Discounts (EBO’s) for customers who pay off outside of the 90 day window

-Terms up to 12 months.  18 & 24 months for well-qualified customers

-Customers may immediately access their “Open to Buy” Unused Approval Dollars and open as many additional contracts as they want.

 

You can apply for a loan at a partner store, in the app, or at affirm.com. To apply for a loan at a partner store:

  1. Fill your cart, then select Affirm at checkout.
  2. Enter your mobile number, then select Continue.
  3. If it’s your first time applying, create an account. If you already have an account, this step is skipped.
  4. Enter the 4-digit PIN just texted to your phone.
  5. See your loan decision.
 
 

CLICKE HERE TO APPLY TO KORNERSTONE

KORNERSTONE

To Apply:

Customer can apply in store, online, or via text message (Text 14110 to 37981) 

Needs a valid ID

At least 18

Income of at least $1000 per month

Checking account open for at least 30 days

A social or tax ID 

Open Accounts:

Application only good for 30 days. 

If the Add Lease button is available, they are able to create a new agreement.

If it is not available customer has to add new items to existing contract, this doesn’t change their 90 days.

How it Works:

All contracts are written for 12 months

There’s a $30 + tax application fee that has to be charged prior to delivery. The card used to pay the app fee with is the secondary form of payment on the account. It doesn’t have to be linked to the customers account for payments. 

Customer gets a minimum payment based off their finance total

Payment frequency is determined based off how customer put they got paid on application. Payment frequency can only be changed through Kornerstone and they need to submit documents showing the pay frequency to be able to change it. 

After receiving their merchandise customer must call into Kornerstone and ask to be put on the 90 day pay off plan, failure to do this results in them not being able to pay off without leasing fees. 

Lease is discounted if the customer pays off before the full 12 months. The sooner they pay off the less they will pay. 

APPLICATION PROCESS:

Processing an Application:

Customers are responsible for filling out their own applications

If you put in a new address, they will not be approved.

The amount of money you make does not determine your approval. 

Application Status: 

Approved: They are eligible for an automatic increase, to get additional funds text Ben at Kornerstone

Ineligible: Some of the information put on the application does not match the public record associated with this customer. This includes:

Phone number/address/email/acct info incorrectly typed

Number/address doesn’t belong to the customer

Customer has just moved to the address provided 

Denied: Applications cannot be overturned. 

Once the application is processed the customer needs to pick out their merchandise in order to finish the transaction. 

RETURNS AND EXCHANGES: 

Returns and exchanges are not allowed unless approved 

Customer is not allowed to pay restock or re-delivery fees on Kornerstone contract. 

Customer can return the merchandise to Kornerstone with no penalties

We are unable to edit contracts after delivery 

*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Georgia Furniture Mart requires a down payment of 10%.

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